Simple process · Fast approval

Fast & easy business financing.

EZ Fund offers business financing for entrepreneurs nationwide. We understand the challenges business owners face and make capital accessible, in the language you speak.

Free financing evaluation No impact to your credit score Service in your language No collateral required
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87%
Denied by big banks

Of small businesses are turned down by large traditional banks.

60+days
To get a bank loan

Average wait for a traditional business loan.

80%
Use alternative funding

Of small businesses use non-traditional funding.

90%
Struggle to access capital

Of owners say access to capital is a problem.

The traditional way: slow and selective.EZ Fund: funding in as little as 24 hours.*
01Why EZ Fund

Unlocking your business growth with accessible funding.

Funding from $3,000 to $500,000+ with a fixed total payback amount and flexible remittances based on your revenue.

Fixed total payback Revenue-based remittances No collateral required No early payoff penalties
$3K – $500K+Funding for your business
MinutesTo prequalify

Quick qualification

Prequalify online in minutes with a simple application.

24 hrs*To funding

Efficient financing

Receive funds within 24 hours or less after accepting your agreement.*

GrowWith on-time payments

Incentive programs

On-time payments can give you access to more funding over time.

02Why choose us

Empowering your business.

EZ Fund was built for entrepreneurs, including minority and immigrant business owners, who deserve a funding partner that understands them and speaks their language.

Hablamos
español
01

Multilingual services

Talk with our team in your native language, from your first call to funding.

02

Tailored solutions

Funding structured around your business, your revenue and your goals.

03

Transparency & trust

Clear terms and honest answers, so you always understand your options.

04

Dedicated support

A real team that knows your account and is there when you need it.

05

Innovative technology

A fast, simple online process that saves you time and paperwork.

06

Entrepreneur first

Support for businesses across industries and at every stage of growth.

03Who we fund

Funding for businesses across industries.

Restaurants
Auto repair
Retail stores
Trucking
Construction
Medical & dental
Bakeries & cafés
Wholesale & distribution
Restaurants
Auto repair
Retail stores
Trucking
Construction
Medical & dental
Bakeries & cafés
Wholesale & distribution
Restaurants
Auto repair
Retail stores
Trucking
Construction
Medical & dental
Bakeries & cafés
Wholesale & distribution
Restaurants
Auto repair
Retail stores
Trucking
Construction
Medical & dental
Bakeries & cafés
Wholesale & distribution
Salons & barbers
E-commerce
Grocery & convenience
Landscaping
Fitness
Professional services
Cleaning services
Auto dealers
Salons & barbers
E-commerce
Grocery & convenience
Landscaping
Fitness
Professional services
Cleaning services
Auto dealers
Salons & barbers
E-commerce
Grocery & convenience
Landscaping
Fitness
Professional services
Cleaning services
Auto dealers
Salons & barbers
E-commerce
Grocery & convenience
Landscaping
Fitness
Professional services
Cleaning services
Auto dealers
04Our process

Application to funding in 3 simple steps.

Our mission is to match your business with the right funding, quickly and with terms you understand.

01

Complete an application

Fill out a simple funding application online in minutes.

Minutes
02

Get approved

Our team reviews your business and presents your funding offer.

Your offer
03

Funds transferred

Accept your agreement and receive your funds in as little as 24 hours.*

24 hours*

What you need

  • A one-page application
  • 4 months of business bank statements

Your information is safe

  • We never sell your information
  • Secure, encrypted application

Grow with us

Renewals available. Already funded? Ask about additional funding as your business grows.

05Client reviews

Trusted by business owners.

VerifiedEZ Fund clients
Verified client
The team explained every number to us in Spanish, approved us quickly and funded us the next day. We used it to open our second location.
MG
Maria G.Sabor de Mi Tierra RestaurantRestaurant owner · Texas
Funded · Expansion
Verified client
Simple application, clear terms and a real person who answered every time I called. The funding came through fast.
RJ
Robert J.Precision Auto Repair & ServiceAuto repair shop · Florida
Verified client
We needed inventory before our busy season. EZ Fund made it happen in days, not weeks.
AT
Ashley T.Willow & Main BoutiqueRetail store · New York
Verified client
The bank told us to wait two months. EZ Fund reviewed our statements, gave us a clear offer, and our new equipment was working on the next job that same week.
DM
Daniel M.Summit Peak Construction LLCConstruction contractor · California
Funded · Equipment
Verified client
From the first call to funding, the same specialist helped me. No pressure and no surprises.
JL
Jessica L.Bella Rose Beauty StudioSalon owner · Illinois
Verified client
When one of our trucks went down, we could not wait. EZ Fund got us back on the road quickly, and renewing later was just as easy.
MR
Michael R.Iron Ridge Trucking LLCTrucking company · Georgia
Reviews collected directly from funded EZ Fund clientsShared in English and SpanishPublished with each client’s permission
06Ready to fund your business?

From application to funding in as little as 24 hours.*

Thank you for considering EZ Fund. Tell us about your business and a funding specialist will contact you.

Free financing evaluation
No impact to your credit score
Help in your native language

Start your application

Prequalify online in minutes
Secure applicationWe never sell your information
Have readyYour last 4 months of business bank statements
Prefer to talk?
07EZ Fund FAQ

Frequently asked questions.

Talk to a real person

A dedicated funding specialist, from your first call to funding.

Quick facts

EvaluationFree
CollateralNone required
RenewalsAvailable
LanguagesEN / ES
01What does EZ Fund offer?

EZ Fund specializes in merchant cash advances: fast working capital for your business in exchange for a share of future sales. It is quick, flexible and simple.

02How much can I get?

Funding ranges from $3,000 to $500,000+, based on your business and its revenue.

03What do I need to apply?

A one-page application and your last 4 months of business bank statements. A funding specialist will let you know if anything else is needed.

04How fast is funding?

Funds can be transferred within 24 hours or less after you accept your agreement.*

05Will applying affect my credit score?

No. The financing evaluation is free and has no impact on your credit score.

06Do I need collateral?

No collateral is required. Your total payback amount is fixed, and remittances are based on your revenue.

07Is a merchant cash advance a loan?

No. A merchant cash advance is a purchase of a portion of your future receivables. You receive capital now, and remittances are based on your revenue.

08Can I get more funding later?

Yes. Clients with a good payment history may qualify for additional funding as their business grows.

09Can you help me in my language?

Yes. Our multilingual team can communicate with you in your native language.

08Get in touch

Ready to take your business to the next level?

Call, email or send us a message. Our team will get back to you, in your language.

Send us a message

We reply in English or Español
We never sell your informationEnglish & Español
Prefer to talk?
Nationwide

Fueling Main Street, from coast to coast.

Apply now

Legal

Effective: 2026

1. Who we are

This Privacy Policy explains how EZ Fund, LLC, a Delaware limited liability company (“EZ Fund,” “we,” “us”) collects, uses and protects information when you visit ezfund.us, contact us, apply for business funding or work with us as an ISO partner. Our products are for business purposes only.

2. Information we collect

Information you give us: your name, business name and DBA, email, phone number, preferred language, funding amount requested, monthly revenue, messages, and documents you send, such as business bank statements and application details.

Information collected automatically: device and browser type, IP address, pages viewed, and similar usage data collected through cookies and analytics tools.

Information from other sources: with your authorization, credit reporting agencies, identity verification and fraud-prevention services, public records, and the ISO or broker who referred you.

3. How we use information

  • Review your funding request, verify your identity and evaluate your business
  • Contact you about your application, account or inquiry, in your preferred language
  • Service your account and provide customer support
  • Prevent fraud and meet legal and regulatory requirements
  • Improve our website and services

4. How we share information

We do not sell your personal information. We share information only as needed to provide our services:

  • Service providers that support our operations (for example hosting, communications and document processing), under confidentiality obligations
  • Funding and underwriting partners involved in reviewing or providing your funding
  • The ISO or broker who referred you, limited to the status of your request
  • Credit reporting agencies, when you authorize a credit report
  • Government authorities or other parties when required by law, or to protect our rights
  • A successor entity in a merger, acquisition or sale of assets

5. Text messages (SMS) and WhatsApp

If you opt in, we may send texts about your application, funding and account. Message and data rates may apply; message frequency varies. Reply STOP to opt out or HELP for help.

Mobile information, including SMS opt-in data and consent, is not shared with third parties or affiliates for marketing or promotional purposes.

If you contact us through WhatsApp, your use of WhatsApp is also governed by WhatsApp’s own terms and privacy policy.

6. Cookies and analytics

We use cookies and similar technologies to operate the site and understand how it is used. You can control cookies through your browser settings. Our site does not currently respond to “Do Not Track” signals.

7. Security

We use administrative, technical and physical safeguards designed to protect your information, including encrypted transmission of application data. No method of transmission or storage is completely secure.

8. Retention

We keep information for as long as needed for the purposes described above, including legal, regulatory, tax and record-keeping requirements.

9. Your choices and state privacy rights

You may opt out of marketing emails at any time using the unsubscribe link, and out of texts by replying STOP. Depending on your state of residence (for example California), you may have rights to know, access, correct or delete personal information, and to non-discrimination for exercising those rights. To make a request, contact us using the details below. We will verify your identity before responding.

10. Children

Our website and services are intended for business owners and are not directed to anyone under 18. We do not knowingly collect information from children.

11. Changes to this policy

We may update this policy from time to time. The effective date above shows when it was last revised.

12. Contact us

Email info@ezfund.us or call (332) 222-6910.